Academic Council

Authorizes Release:

Vice Provost for Student Development

Responsible Area:

Student Development

Review Cycle:

Annually or as required

Last Review:

August 2023

Related Policies and Additional References:


Student Health Insurance

All students who reside on campus, all international students (on and off campus) and every athlete will be charged automatically for the StMU-sponsored health insurance plan. To learn more about the health insurance plan, including rates and benefits, please visit

All other students, i.e. commuter students, who meet eligibility criteria can enroll online for the StMU-sponsored health insurance plan by visiting The deadline to have the premium added to your student business account is the 12th class day of the entering semester. For more information about the Student Health Insurance Plan or to view the brochure, please visit

We advise all students to check their emails in the event that a deadline date changes.

Health Insurance Waiver Process

Domestic students:

Students who carry comparable coverage with their parents or employers, may choose to opt out of the StMU-sponsored health insurance plan by completing the waiver process online at

International students:

International students who choose to opt out of the St. Mary’s-sponsored health insurance plan will be granted a waiver if the alternate health insurance plan meets all the criteria required by St. Mary’s University. International students must be familiar with these criteria BEFORE purchasing an alternate health insurance policy. Please visit:, then scroll down to the “Health Insurance Online Waiver Process for International Students” to view the criteria that an alternate health insurance policy must meet before a waiver is accepted.

Waiver Process Deadline:

The waiver process for Domestic and International students must be completed by the 12th class day of the entering semester. No extensions will be made to the deadline. The online waiver process becomes available before the start of each semester. The exact dates vary per semester and can be found at the top of this page in red font

For any questions regarding Student Health Insurance or the Health Insurance Waiver Process, please call the Student Health Center at 210-436-3506 or email us at

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